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Alternate Benefit Program (ABP) - Long Term Disability
Who is eligible
ABP participants including regularly appointed faculty, visiting professors, and certain Administrative, Professional, or Supervisory staff required to possess a college degree or its equivalent
Effective date
Automatic one year of participation in the ABP program
Benefit Amount
After an initial 6-month waiting period, 60% of base salary earned during the 12 months preceding the onset of the disability
How it Works
- If you become totally disabled, you may apply for long-term disability benefits up to 60% of your base salary
- Your monthly benefit is offset by any other benefit you may receive such as Workers’ Compensation, short-term disability, or Social Security
- Your and Rutgers' mandatory contributions are automatically credited to your retirement account while you are considered disabled
- You must be disabled six consecutive months prior to receiving disability benefits
- Disability benefits will be paid as long as you are disabled or until you reach age 70 or begin receiving retirement annuity benefits
| Resources To Help You | |
| Benefits Specialist | 732-932-3020, ext. 4077 |
| Division of Pensions and Benefits |
