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Benefits Overview
The university recognizes the importance
of maintaining a comprehensive benefit program. The
following is an overview of what we offer our employees. The
particular plans available to individual members will vary
depending upon one's employment status.
Employee Health Benefits
Medical Plans
- Health Maintenance Organizations (HMOs)
- Managed care companies licensed by the state; separate HMO plans administered by Aetna and CIGNA
- NJ DIRECT 15 (PPO)
- A preferred provider organization administered by Horizon Blue Cross Blue Shield of New Jersey
Prescription Drug Plan
Allows participants to obtain prescriptions at participating retail pharmacies for modest co-payments. A mail order service is also available for participants who require maintenance medications.
Dental Plans
- Dental Expense Plan
- A traditional indemnity plan, administered by Aetna, allows members to obtain services from any licensed dentist
- Dental Plan Organizations (DPOs)
- Individual plans that offer services only through networks of participating dentists
Vision Care Plan
Provides partial reimbursement for corrective prescription eyeglass or contact lenses
Section 125 Program
- Premium Option Plan
- Medical and dental premiums paid with before-tax dollars
- Unreimbursed Medical Spending Account
- Participants set aside before-tax dollars for certain health care expenses
- Unreimbursed Dependent Care Spending Account
- Participants may set aside before-tax dollars for certain day care expenses
Retirement Plans
Public Employees’ Retirement System (PERS)
A defined benefit pension plan in which retirement benefits are based on a formula and guaranteed by the state
Alternate Benefit Program (ABP)
A defined contribution plan in which retirement benefits are based on investment returns
Optional Tax Deferral Plans
Plans are available to help employees defer federal taxes now and save for retirement; Rutgers offers both 403(b) and 457 plans that provide a variety of investment options.
Paid Time Off Benefits for Staff
- Vacation
- Staff employees may earn up to 3 weeks by the end of the first fiscal year of employment
- Personal Holidays and Administrative Leave
- Staff employees are granted additional days for personal use
- Holidays
- Staff employees receive 12 paid university holidays scheduled each year
- Sick Time
- Staff employees accrue sick time that can be used for absences due to illness
- Bereavement Leave
- Time off due to the death of immediate family members including same sex sole civil union or domestic partner
Other Benefits Available to Faculty and Staff
- Commuter Tax$ave
- Allows employees to set aside before-tax dollars to pay for eligible mass transit expenses.
- Faculty and Staff Assistance Program
- Free confidential counseling service available to employees and their family members.
- Family Leave
- Employees may receive 12 weeks of unpaid leave in any 12- or 24-week period for serious health condition or care for certain family members.
- Identity Theft Assistance
Employees receive free identity theft assistance and guidance. - Tuition Remission
- Up to 100 percent tuition remission is available for eligible employees and their dependent children
- Long Term Care Insurance
- Voluntary program, provides broad range of services for anyone who has lost the ability to function independently; payroll deductions available.
- Additional Benefits and Services
- Credit Union
- Access to campus library and recreational facilities
- Workplace banking
- Employee discounts
- Concerts, lectures, and exhibits
- Athletic events at reduced prices
Note: The purpose of this information is to provide prospective employees with general information about benefits programs available to employees of Rutgers University. As a result, precise interpretations of policy should not be made from this webpage.
| Resources To Help You | |
| Benefits Specialist | 732-932-3020, ext. 4077 |
| Dental Expense Plan FAQs | |
| Medical Insurance FAQs | |
| Life Insurance FAQs | |
| Paid Time Off FAQs | |
