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Police and Fireman's Retirement System (PFRS)
Type of Plan
The Police and Fireman's Retirement System is a defined benefit plan where retirement benefit is based on a formula.
Eligibility
- Permanent, full-time law enforcement officers in an eligible PFRS job title who meet the age and medical criteria for membership
- Employees holding "F" or "J" visas are not eligible to enroll.
Employee Contribution
8.5% of base salary made on a pretax basis
Employer Contribution
Determined annually by the state
How to Enroll
- Complete a PFRS Enrollment Application, Report of Examining Physician, and Proof of Age Documentation
- Forward the completed forms to the person in your office who processes payroll. Newark and Camden employees can contact their campus human resources office.
Vesting
10 years
Types of Retirement
Service, Special, Deferred, Ordinary Disability, Special Disability, Involuntary Ordinary Disability, Accidental Disability
Request a Retirement Estimate
- You may request a Retirement Estimate up to 24 months prior to retirement
- Complete a Request for Retirement Estimate form and return it to the state
How to Retire
- Complete an Application for Retirement Allowance (available from the state or University Human Resources)
- Mail the original to the state and send a copy to University Human Resources
Service Retirement
Eligibility Requirement
Age 55 or older without any minimum years of service or any age with 20 years of service
Benefit Calculation
- Fewer than 20 years of service = 2% of Final Compensation for each year of service
- At least 20 years but fewer than 25 years = 50% of Final Compensation
- Age 65 & 20 or more years = 50% of Final Compensation + 3% Final Compensation for each year over 20 years
- At least 40 years = 70% of Final Compensation + 1% Final Compensation for each year over 40
Ordinary Disability Retirement
Eligibility Requirement
Four or more years of pension-credited service. You must also be a member in service at the time application is filed and be permanently incapacitated from further employment in your job title
Benefit Calculation
40% of Final Compensation or 1.5% of the Final Average Salary for each year of service, whichever is higher
How to Apply
Complete and submit an Application for Disability Retirement
| Resources To Help You | |
| Benefits Specialist | 732-932-3020, ext. 4077 |
| Division of Pensions and Benefits | |
| Loan Application (PDF) | |
| Service Purchase Kit (PDF) | |
| Application for Withdrawal | |
| Purchasing Service Credit FAQs | |
| Retirement Plans FAQs |
