Can I purchase time if I haven’t worked in an eligible position?

No, only eligible service. See below.

How do I pay for the purchase?

You can make a lump sum payment or elect payroll deductions.

How much time can be purchased?

Members may purchase all eligible time up to 10 years. Veterans may purchase an additional 5 years of wartime military service. Partial purchases are permitted.

What types of service are eligible for purchase?

  • Temporary service (Class 4)
  • Leave of absence without pay
  • Former membership service
  • Out-of-state public service
  • U. S. government service
  • Military service after enrollment
  • Local retirement system service
  • Employment with other agencies (PFRS only)
  • Military service before enrollment
  • Uncredited service
  • Layoff (PFRS police only)

Where can I find more information about purchasing service credit?

The New Jersey Division of Pensions and Benefits Fact Sheet #1 has further information.

Who is eligible to purchase service credit?

Active members in the Public Employees’ Retirement System (PERS) and the Police and Firemen’s Retirement System (PFRS) may purchase service credit. "Active" is defined as having made contributions to the retirement system within two years of a purchase request.

Who is not eligible to purchase service credit?

Members of the Alternate Benefit Program (ABP) and retired members.