Health Insurance for TA-GA with less than a full-time appointment

Can Teaching Assistants and Graduate Assistants who hold less than a full-time appointment enroll dependents in health insurance?

Yes, eligible dependents include a spouse or same sex civil union or domestic partner, and dependent children under age 26. 

Teaching Assistants and Graduate Assistants who wish to enroll eligible dependents in the health insurance are responsible for the corresponding premium cost. The full premium must be paid in advance for the entire appointment. For rate information, contact a Benefits Specialist at 848-932-3990.

If a Teaching Assistant or Graduate Assistant accepts a full-time position at Rutgers, is there a waiting period for State Health Benefits to become effective?

Yes. The individual is considered a new employee subject to a 60-day benefits waiting period from the date of hire. There is an exception for ten-month academic year employees appointed from September 1 to June 30. Coverage for these employees becomes effective September 1.

Is life insurance provided for Teaching Assistants and Graduate Assistants who hold less than a full-time appointment?

Yes.  Teaching Assistant/Graduate Assistant with Less Than a Full-Time Appointment, receive group term life insurance coverage through Aetna Life Insurance Company.

What health insurance coverage is available for Teaching Assistants and Graduate Assistants who hold less than a full-time appointment?

Teaching Assistants and Graduate Assistants who hold less than a full-time appointment are eligible to participate in the Rutgers University Graduate Fellows Student Health Insurance Plan.  Detailed plan information is available on the University Health Plan website.

When the appointment ends, can health insurance be continued through COBRA?

No. COBRA provisions do not apply with this policy for Teaching and Graduate Assistants with less than a full-time appointment. When coverage ends, enrolled individuals can contact Aetna directly at 1-800-435-8742 to request conversion to a private policy called the Aetna Individual Advantage Plan.

Where can I find a list of participating physicians for the Graduate Fellow Health Plan?

For a listing of participating providers, please use Aetna's DocFind

  1. Select zip code, city, or county
  2. Select Provider Category
  3. Select Provider Type
  4. Select Plan Type – Student Health Plans
  5. Select “Start Search” or “More Options”

 

Where can I obtain more information?

Contact a UHR Benefits Specialist at 848-932-3990.

Who pays for health insurance coverage for Teaching Assistants and Graduate Assistants who hold less than a full-time appointment?

Single insurance coverage for the employee only is paid for by the university.