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IRC Section 403(b)
Members of the Public Employees' Retirement System (PERS) and members of the Police and Firemen's Retirement System (PFRS)
You may voluntarily tax shelter a portion of your salary from federal income taxes while saving for retirement. Federal income tax is not due on deferred amounts or accumulated earnings until you receive a payment from your account.
You may change your salary reduction amount by completing and submitting a Carrier Allocation/Salary Reduction Agreement form to University Human Resources, 57 US. Highway 1, New Brunswick, NJ 08901-8554. Campus mailing address: ASB II, Cook Campus. Forms must be returned by the 10th of the month to be effective the first payroll of the following month.