Active Employees

Coverage Amount

Three and one-half (3½) times 10- or 12-month base salary* received prior to death. No medical examination is required unless the member has attained the age of 60 prior to enrollment.

*Base salary means the base salary upon which contributions by the individual and his/her employer to the Alternate Benefit Program are based during the last year of creditable service. However, in the event of death during the first year of participation in an Alternate Benefit Program as a result of an accident met in the actual performance of duty at some definite time and place, the death benefit shall be computed at the annual rate of base salary.

Cost

No cost to employee

Changing Beneficiary 

Change anytime by completing the Change in Beneficiary Form.

Conversion

Terminated employees may continue life insurance without a medical exam by purchasing a conversion life insurance policy through Prudential within 31 days of termination. You can call Prudential Life Insurance Conversion at 1-877-889-2070 or you can use their Life Insurance Conversion Calculator located here.

Retired Employees

You must retire at age 60 or above with 10 or more years of ABP pension credit for coverage.

Coverage Amount

Upon retirement, benefit reduces to ½ times annual base salary.

Cost

No cost to retiree

Changing Beneficiary

Change anytime by completing the Change in Beneficiary Form

Conversion

Retirees may purchase a conversion life insurance policy through Prudential without a medical exam within 31 days of retirement (to make up for insurance that has been reduced or eliminated).