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IRC Section 403(b)
Members of the Alternate Benefit Program
You may voluntarily tax shelter a portion of your salary from federal income taxes while saving for retirement. Federal income tax is not due on deferred amounts or accumulated earnings until you receive a distribution (payment) from your account.
Please note -- For security purposes, the login for the Tax Deferral Limit system requires users to log in from a computer or other device on a trusted Rutgers network. If you would like to use this application from outside the Rutgers IT infrastructure, you will need to first connect to a virtual private network (VPN) service. You can do so by visiting the Office of Information Technology (OIT)’s VPN tool at http://ssl-vpn.rutgers.edu. Contact the OIT helpdesk if you require assistance in setting up a secure VPN into the Rutgers network.
You may change or cancel your salary reduction amount online using the online Tax Deferral Limit system or by completing and submitting a Carrier Allocation/Salary Reduction Agreement form to University Human Resources, 57 US. Highway 1, New Brunswick, NJ 08901-8554. Campus mailing address: ASB II, Cook Campus.