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Yes, eligible dependents include a Post-Doc’s spouse or same sex civil union or domestic partner, and dependent children under age 26.
Yes, the Post-Doc Fellow would be considered a new employee subject to a 60-day benefits waiting period from the date of hire. There is an exception for ten-month academic year employees appointed from September 1 to June 30. Their coverage becomes effective September 1.
Yes. Post Doc Fellows receive group term life insurance coverage through UNUM Term Life Insurance Company.
Post-Doc Fellows may enroll in the Rutgers Post-Doc Student Health Insurance for the duration of their Post-Doc Fellow appointment. The plan is underwritten by UnitedHealthcare and administered by University Health Plans (UHP). The plan is a Preferred Provider Organization (PPO) which offers both “in-network” and “out-of-network” benefits. Participants are not required to select a primary care physician or receive referrals prior to visiting specialists. Out-of-network providers require members to pay deductibles and coinsurance. Detailed insurance plan information is available on the UHP website.
Post-Doc Fellows are individuals holding doctoral degrees who are affiliated with Rutgers University to continue their education. Post-Doc Fellows receive funding from individual or institutional awards and are appointed for one, two, or three year periods. Post-Doc Fellows have no employee/employer relationship with Rutgers University.
No, COBRA provisions do not apply since Post-Doc Fellows are not employees of Rutgers University. When coverage ends, Post-Doc Fellows can contact United Health Care Student Resources directly at 1-800-505-4160 to request conversion to a private policy.
For a listing of participating providers, please use University Health Plans.
Funds are taken from the Post-Doc’s individual award or institutional award to pay for coverage. Rates are available online.