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Mortgage and Real Estate Programs

Real Estate Advantage Program (REAP)

The Coldwell Banker Real Estate Advantage program offers significant savings on such services as the purchase and sale of a home, reduced closing costs on a mortgage, and competitive rates on moving services. The program is available nationwide and employees may access all aspects of the program.

The Real Estate Advantage Program offered through Coldwell Banker Realty, partners you with an experienced real estate agent from their preferred nationwide network. The program offers a rebate or commission reduction of 20% of the commission (the side your agent represents) on the home that you are buying or selling when you close with your assigned agent.

In addition to the real estate assistance, Coldwell Banker Realty can connect you or your eligible family members with preferred providers for savings on Mortgage, Household Moving and Homeowners Insurance.

To register for the program or for more information, visit or call 800-396-0960.

Mortgage Affinity Programs, Inc. (MAP)

Mortgage Affinity Program (MAP) is a mortgage program offered by Advisors Mortgage Group, LLC for Rutgers employees and their families & friends. Advisors can assist you with borrowing needs, whether you are a 1st time homebuyer, refinancing an existing property, or if you are relocating to a new area. Advisors can help you with a creative financial solution.

Features and benefits include:

  • $1195 closing cost credit
  • Competitive rates for all types of loan programs
  • Loans for residential properties, including 1-4 family homes, condominiums and planned unit developments
  • Purchases, refinances and cash-out refinances available
  • FHA-VA-USDA approved lender with stellar reputation
  • Exceptional customer service
  • Quick turn-times
  • One point of contact from application to closing
  • Complimentary pre-qualification certificate
  • Loan products for borrowers with perfect to not-so-perfect credit scores
  • First and second mortgages
  • Advisors Renovation Solutions - build the home of your dreams
  • Reverse mortgages
  • Loans for investment properties

*Confidential: credit information is NEVER shared with your employer.

MAP Program available for family members and friends.

For more information on the MAP program, please contact Jane McClutchy at 973-902-1854 or visit

Rutgers Federal Credit Union(RFCU)

Rutgers Federal Credit Union offers you mortgages and real-estate assistance throughout NJ with our RFCU Real-Estate Concierge Services or call us any time, 866-443-1819.