Eligible employees will be enrolled in a pension that is administered by the NJ Division of Pensions and Benefits.
Alternate Benefit Program (ABP)
The Alternate Benefit Program (ABP) is a defined contribution plan. Please click on the above link to get enrollment and eligibility information.
Public Employees' Retirement System (PERS)
PERS is a defined benefit plan where retirement benefit is based on a formula. Please click on the above link to get enrollment and eligibility information.
Police and Firemen's Retirement System (PFRS)
PFRS is a defined benefit plan where retirement benefit is based on a formula. Please click on the above link to get enrollment and eligibility information.
Defined Contribution Retirement Program
DCRP is a defined benefit plan where retirement benefit is based on a formula. Please click on the above link to get enrollment and eligibility information
Pension Loans
Eligible employees may qualify to apply for a pension loan. Please click on the above link to get eligibility information and application instructions.